Gemini connects to Google Wallet for finance insights
Google is connecting Wallet to Gemini for all U.S. app users, so the assistant can look at their spending and subscriptions and help set budgets, with read-only access to their accounts.
Google announced that Google Wallet is now one of the connected apps in Gemini's Personal Intelligence feature. Personal Intelligence already pulls context from Gmail, Photos, YouTube and Search. The Wallet connection is rolling out to all Gemini app users in the U.S. on web, Android and iOS.
Once Wallet is connected, users can tag @Google Wallet in a chat to ask about spending, budgeting and personal finance. Users can also link credit card and bank accounts to Wallet through Plaid, which Google says unlocks deeper insights. Google gave three example uses:
- Spending review: Gemini creates charts of cash flow, asset allocation and budgets inside the chat, for example to plan saving $1,000 over three months.
- Subscription audit: Gemini finds recurring charges across linked accounts and points out price increases.
- Holiday budgeting: Gemini looks at the previous year's gift and travel transactions and suggests a budget.
Google says Gemini can only read account information. It cannot move, manage or invest money. The connection is opt-in, sits under Connected Apps in Personal Intelligence settings, and can be turned off at any time.
Google also launched Memory Summary, a page where users can read the preferences, interests and goals Gemini has saved about them, and edit or delete them. It is under Profile > Personal Intelligence > Memory Summary on web and mobile, in every market where Personal Intelligence is offered.
The announcement does not say whether the Wallet feature will expand beyond the U.S., or how long transaction data is kept.